Tag Archives: FIRE

Why I Choose to Work Even Though I Could Retire

The question I’ve been asked a lot lately since I’m financially independent (meaning my passive income exeeds my expenses) is: why are you CHOOSING to work? It’s not easy to explain to those questing to quit, why someone with the option to never work again would conciously choose to work. I’m going to try…

I Can’t Breathe: How Systemic Racism Motivated my Journey to Financial Freedom

The last couple of months have been brutal. I’m usually an almost annoyingly positive and optimistic person, but the events of the past few months have made it difficult to get out of bed and smile on many recent days. I am an American. I am a black American. My heart breaks each time I see another video of an unarmed black person (or any person) murdered. I don’t know how to bridge the growing the divide between the people suffering and those denying that anything is wrong. All I can do is tell my story, speak my truth, and lead as many of you to freedom as possible.

The Principles of Financial Freedom

I’ve been quietly financially free since 2015. Sometimes I tell people that it happened by accident…but if I’m honest, that’s not true. I’m free and I’m wealthy in my 30s due to a series of very specific life choices. In this blog, I’m doing my best to share the steps I took in case you might also be interested in getting free and want to follow a similar path.

The New Underground Railroad: FIRE Resources to Help You to the Promised Land

The New Underground Railroad: FIRE Resources to Help You to the Promised Land – recommended personal finance books, podcasts, and blogs

This is Not a Drill: Using the Principles of FIRE to Withstand Economic Catastrophe

2020 is a hot mess so far – everything I planned for in every worst case scenario on all of my nerdy personal finance and budget spreadsheets. Even though I always been a firm believer in preparing for the worst case scenario, I still never thought so much would/could actually go wrong at the same time. This is NOT a drill.

Turn Set Backs Into Set Ups

I was in my early 20s living in NYC – a lovely little neighborhood in northern Manhattan called Harlem. My first place was a basement room with no windows in a beautiful 3 level brownstone right across morningside park from my alma mater, Columbia University. The rent was $500/mos including utilities. At first my spaceContinue reading “Turn Set Backs Into Set Ups”

Budgeting Tips: You Can Save a Ton and Still Have a Fun Life

A key aspect of getting financially free, is to become ruthless in your prioritization of what really matters. How badly do you want to be free? How badly do you want that latte or that new dress?

Save Like a Squirrel

This will surprise a lot of people, but I would say one of the top reasons I’m financially free and a millionaire in my 30s – as a black woman in America without an inheritance or special perks – is simple: I’m a saver. Saving is one of the first and most important steps towardsContinue reading “Save Like a Squirrel”

What’s Your Money Story?

We all have a money story and understanding yours is crucial to building a strong and prosperous financial future.  Some of your financial habits are innate (I’ve been a saver since day 1) but many are learned.  The more you understand what shaped your views on money, the better you’ll be able to structure yourContinue reading “What’s Your Money Story?”