Why I Choose to Work Even Though I Could Retire

The question I’ve been asked a lot lately since I’m financially independent (meaning my passive income exeeds my expenses) is: why are you CHOOSING to work? It’s not easy to explain to those questing to quit, why someone with the option to never work again would conciously choose to work. I’m going to try…

Starting Over: A New Job in the Age of COVID

I think we can all agree that 2020 has knocked us on our collective a$$es. I’m no exception – the longer this drags out, the more I’m forced to simply OWN the suck and then focus on the blessings. Things could be better, but they can always be worse too. Here’s a list of things we can all do to help start over as we rebuild our lives in the midst of COVID-19.

Racism: A Diary

Given all that has happened recently – murders of unarmed black citizens, protests, a global pandemic, and an economic recession, I felt compelled to document some of the most pivotal experience of racism that I can recall. Being from a good family, getting a good education, working hard, dressing professionally, even being “rich” – none of those things have shielded me from this long series of small, but hurtful experiences – that is what systemic racism is…we live in a system that makes it impossible for anyone to emerge unscathed by disparity.

I Can’t Breathe: How Systemic Racism Motivated my Journey to Financial Freedom

The last couple of months have been brutal. I’m usually an almost annoyingly positive and optimistic person, but the events of the past few months have made it difficult to get out of bed and smile on many recent days. I am an American. I am a black American. My heart breaks each time I see another video of an unarmed black person (or any person) murdered. I don’t know how to bridge the growing the divide between the people suffering and those denying that anything is wrong. All I can do is tell my story, speak my truth, and lead as many of you to freedom as possible.

The Principles of Financial Freedom

I’ve been quietly financially free since 2015. Sometimes I tell people that it happened by accident…but if I’m honest, that’s not true. I’m free and I’m wealthy in my 30s due to a series of very specific life choices. In this blog, I’m doing my best to share the steps I took in case you might also be interested in getting free and want to follow a similar path.

The New Underground Railroad: FIRE Resources to Help You to the Promised Land

The New Underground Railroad: FIRE Resources to Help You to the Promised Land – recommended personal finance books, podcasts, and blogs

This is Not a Drill: Using the Principles of FIRE to Withstand Economic Catastrophe

2020 is a hot mess so far – everything I planned for in every worst case scenario on all of my nerdy personal finance and budget spreadsheets. Even though I always been a firm believer in preparing for the worst case scenario, I still never thought so much would/could actually go wrong at the same time. This is NOT a drill.

Stop Fighting for a Seat at the Table: Build Your Own!

After years being told that things would improve for me once I’d “paid my dues,” I’m now calling bull-sh*t on that lie. There is no light at the end of this worker bee tunnel, especially not for women and people of color.

Save Like a Squirrel

This will surprise a lot of people, but I would say one of the top reasons I’m financially free and a millionaire in my 30s – as a black woman in America without an inheritance or special perks – is simple: I’m a saver. Saving is one of the first and most important steps towardsContinue reading “Save Like a Squirrel”